1. Scope

These Terms and Conditions apply to all coaching services, online courses, and digital products offered by Katharina Thor via this website.

2. Services

Katharina Thor provides coaching sessions, consulting services, and digital courses.
All services are intended to support personal and professional development.

Coaching does not constitute medical, psychological, or legal advice.

3. Booking & Payment

Bookings are made via this website or Calendly.
Payment is processed through Squarespace.

All prices are stated in EUR unless otherwise indicated.

4. Digital Products & Online Courses

Upon successful payment, access to digital content is granted immediately.

Due to the nature of digital products, refunds are excluded once access has been provided, unless otherwise required by law.

5. Right of Withdrawal (EU Consumer Law)

By purchasing digital content and agreeing to immediate access, you expressly consent to the start of the service before the withdrawal period expires and acknowledge that your right of withdrawal is waived once access is granted.

6. Coaching Sessions

Appointments may be rescheduled up to 24 hours before the agreed session time.
Late cancellations or no-shows may be charged in full.

7. Liability

Katharina Thor is not liable for decisions or actions taken by clients based on coaching content.

Participation in coaching and courses is at your own responsibility.

8. Intellectual Property

All materials, content, and recordings are protected by copyright.
They may not be copied, shared, or redistributed without prior written consent.

9. Governing Law

These Terms and Conditions are governed by the laws of Spain, excluding the UN Convention on Contracts for the International Sale of Goods.

10. Final Provisions

If individual provisions are invalid, the remaining provisions remain unaffected.